NAIFA-Jacksonville Jax Advisors Online Newsletter: December 2009

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OFFICIAL FAMILY: Click HERE for NAIFA-Jacksonville's 2009-2010 Officers and Board of Directors

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Joseph J. Maltese, CFP, ChFC, CLU, LUTCFMessage From the President
Joseph J. Maltese, CFP®, ChFC, CLU, LUTCF

As the holiday season approaches and 2009 draws to a close, thoughts of the year’s many challenges come to mind…

Numbered among these challenges are: Our economy falling into one of the worst recessions since the Great Depression, a legislative climate that continues to endanger our business and the products that serve our clients, media attacks on our industry and association, property insurers dropping insureds in our state and even leaving our state, and our government threatening to nationalize health insurance. Add to this, our nation’s involvement in multiple wars, large corporations failing and requiring taxpayer bailout money, escalating unemployment, and real estate and mortgage market woes.

WE’RE STILL HERE! As testament to the resilience, diligence, and optimism of our people, our economy and our country as a whole, we persevere. We are still a great nation, filled with great people, capable of great accomplishments.

In spite of the many challenges we have faced and continue to face, our people continue to work hardI am always amazed at the greatness of us all. I am particularly amazed at the greatness of my colleagues in the financial services profession. In spite of the many challenges we have faced and continue to face, our people continue to work hard to assure families have a secure financial future in spite of economic turmoil. Their optimism is unfailing and their concern for the clients they serve is inspiring. They are particularly suited to our industry, and our industry is particularly suited to helping our fellow Americans through difficult times.

When the small business owner can’t get help from the bank to keep his business afloat, he turns to his financial professional to help him find liquidity in his investments or even his insurance policy. When the single mom begins to panic because the constant drone from the media convinces her the sky is falling, her financial professional is there to steady her and prevent her from liquidating her retirement accounts and other investments at the bottom of the market. When the middle-aged factory worker succumbs to the stress of the times and suffers a debilitating heart attack, his financial professional is standing by to help him process the claim on his disability income policy and wade through his health insurer’s claims process. When the sandwich generation caregiver must return to the work force to supplement the reduced pay of the breadwinner, she takes comfort in knowing the long term care insurance policy her financial professional put in place will be available to help care for her elderly father. When the homeowner receives the notice that her policy has been non-renewed, her financial professional is there to find her new coverage.

Ours is an essential profession. We know it. Our clients know it. Even, our legislators know it. We must constantly guard it. We must speak loudly with a unified voice to protect it from the dangers of ill-conceived legislation. We must support our association.

As always, I will close by encouraging all of you to invite ALL the financial professionals you know to become members of our association. I will also encourage you to contact me or any board member to ask how you can help our association.

Best wishes to all of you and your families for a safe and happy holiday season and a prosperous new year.

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NAIFA-Jacksonville YAT Breakfast Meeting
Tuesday, December 15, 2009
Children's Home Society Campus, 8:30 - 10:00 a.m..
3027 San Diego Rd., Jacksonville, FL 32247 ( DIRECTIONS )

NAIFA-Jacksonville YAT Breakfast Meeting

Dennis Axman, CLU, ChFC, AEP, CFP

NAIFA-Jacksonville's Young Advisors Team members who are under the age of 40 or has less than 5 years in the business are invited to attend this special breakfast meeting at no charge for an informative presentation by guest speaker Dennis "Denny" Axman, CLU, ChFC, AEP, CFP®. Dennis will be talking about charitable planning, and we will also learn about Children's Home Society and how our partnership will work.

Please RSVP to Lesa Steinberg by Friday, December 11, 2009 by calling (904) 383-2223 or e-mailing

For complete details about our guest speaker, click HERE. For a listing of special benefits for NAIFA's Young Advisor Team members, please visit

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No Membership Luncheon Meeting in December - Happy Holidays!No Membership Luncheon Meeting in December.

Mark your calendars for NAIFA-Jacksonville's Annual Awards Luncheon!
Wednesday, January 27, 2010 
Check our website at for the latest details!

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Community Service Update
Blood Drive: December 1st
Submitted by Alicia Burst, Blood Drive Chair.

Community Service Update: Blood Drive, December 1stWe'd like to offer a special thank you to the following
participants who made time in their day to save lives!

Kathy Birdwell (APPS Paramedical Services)
Chip Dempsey (Compass Consulting Corp)
Bill Grant (National Financial Services Group) **& Hole In One Golfer!**
Bill Howey (Principal Financial Group)
Joe Maltese (DellaPorta Group & NAIFA-Jacksonville President)
Bobby Markwalter (North Florida Financial Group)
Erin McCarthy (MetLife)
Karen McMillen (National Financial Services Group)
Jeanne Peterson (MetLife)
Donna Raymond (National Financial Services Group)
Crystal Street (National Financial Services Group)
Sharon Wood (Liberty Properties)

At our last luncheon, I announced that I'd made a personal commitment to hold these drives on behalf of our Association every 60 days. But the Blood Alliance will not agree, as we've simply not made the goals they needed us to honor. 

Instead, we've agreed to once a quarter and here are the dates for 2010:

February 11May 6August 19 November 4

If you are a regular donor, please make it a point to commit to these dates. The Blood Alliance is imploring all donors to make and keep appointments from here forward as it is the only way to stay organized. We had to turn away several willing donors this last time due to unexpected walk-ins.

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Click HERE for the latest headlines from the National Association of Insurance and Financial Advisors

NAIFA-Jacksonville 40-Hour Prelicensing Course

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Advisor Today Four Under Forty AwardAdvisor Today Accepting Nominations for "Four Under Forty" Award

Do you know a successful NAIFA member age 40 or younger, someone who has aimed high and risen even higher while staying committed to his or her community, family and team? And would you like to see this person’s story and photo in an Advisor Today cover story? If so, nominate someone today.

Association leaders, readers, members and other interested parties can nominate a member for the “Four Under Forty” June 2010 issue of Advisor Today. Nominations are due on or before Jan. 29, 2010.

Candidates for consideration do not have to be MDRT qualifiers or have served on a NAIFA local or state associa­tion board. Rather, we are looking for young, well-rounded NAIFA members who have a compelling story to tell. They should have given back to their communities and must be able to balance their work and home lives successfully.

To qualify, nominees must be NAIFA members in good standing and 40 years of age or younger at the time of the 2010 NAIFA Convention and Career Conference, which takes place from Sept. 11-15 in Seattle.

Along with appearing in the Advisor Today “Four Under Forty” cover story, the individuals selected will receive complimentary registration and complimentary three-night hotel accommodation to attend the convention. At the convention, those selected will re­ceive an award and participate in selected YAT activities.

Download the nomination form at

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With more than 58,000 members, NAIFA is the largest financial services membership association in the United States. NAIFA is a federation of 700 state and local association all striving for the same common goal: to protect your livelihood and your clients' financial security. To join or renew securely online, please visit, or click HERE to download a PDF of the Membership Application.

Don’t forget to check out the many Benefits you have by being a member of NAIFA! Click HERE to visit the Member Benefits section on NAIFA's website and see why It's Smart to Belong!

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Senate Votes to Proceed on Health Reform
Issue: Health Care.
NAIFA GovWatch: The Voice of the AgentAction Taken:.On November 21, the Senate voted 60 - 39 to proceed to debate on H.R.3590, the Senate's version of health reform. The National Association of Insurance and Financial Advisors prepares to roll up its sleeves.

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IFAPACPlease Consider a Contribution to YOUR Political Action Committee!
For more information about IFAPAC and to make contributions securely online, please click HERE. To download a printable IFAPAC contribution form in PDF format, please click HERE.

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Leadership In Life InsitituteLeadership In Life Institute (LILI) Courses Beginning January 2010

Schedule:  The NAIFA-Florida's LILI classes will meet once a month, probably on the last Friday of each month, for 6 months beginning in January 2010 in Ocala. Graduation ceremonies will be conducted at the 78th Annual FAIFA Career Advancement Conference which will be held July 2010 at the Sheraton Sand Key Resort in Clearwater.

The 2011 LILI Institute will be held Tallahassee and our 2012 Institute will be held in Miami or Ft. Lauderdale.

Tuition: Tuition is $775 and includes all course materials and lunch at each session. Travel, hotel accommodations and other meals are the candidate’s responsibility.

Application Deadline: The deadline for applications is July 31, 2009

Click HERE to download and print out an application. Please mail all applications to NAIFA-Florida, 1836 Hermitage Blvd, Ste 200, Tallahassee, FL 32308.

If you need additional information or have questions about LILI or the class, please contact our LILI Chair, Steve Saladino, at (800) 431-2687 or send Steve an email to 

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We have a new e-mail address!
Please add or to your Contacts list and update your spam filters to allow us to deliver the latest NAIFA-Jacksonville news and events! For more information, contact the Association office at (904) 695-2300.

Please keep us up to date with your contact information!Please keep us up to date with your contact information!
To update your membership information with NAIFA, please visit the following link: 

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APPS Para Medical Services



Jervey and Company Inc.

Have You Seen Our Website Lately?HAVE YOU SEEN OUR WEBSITE LATELY?

If you would like to sponsor our webpage, please contact Cherri M. Coombs-Ohmer, LUTCF at our Association office by calling (904) 695-2300 or e-mail


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Your Comments and Feedback are Welcome and Appreciated!Our new official e-newsletter, Jax Advisors Online, is an evolving work in progress and your feedback is important to us! Please send your opinions and comments to Cherri Coombs-Ohmer, LUTCF by e-mailing or by calling the Association office at (904) 695-2300. Visit our website at for the latest NAIFA-Jacksonville news and updates! 

NOV 2009  •  OCT 2009  •  SEPT 2009  •  SUMMER 2009  •  JUNE 2009  •  MAY 2009  •  APRIL 2009  •  MARCH 2009

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For the latest NAIFA-Jacksonville news and events, please visit our website at, or contact Association Executive Cherri Coombs-Ohmer, LUTCF:

National Association of Insurance and Financial Advisors - Jacksonville
P.O. Box 37028, Jacksonville, FL 32236
Phone (904) 695-2300 • Fax (904) 783-6857